年青的银行人员萨姆（帕特里克•斯威兹）与未婚妻美莉（黛咪•摩尔）相爱极深，在伴侣卡尔（托尼•戈德温）的热忱帮忙下，他们搬进一幢标致的公寓，做着成婚前的筹办。某晚看戏回来时，他们遭受持枪暴徒，与暴徒奋斗时，萨姆不幸中枪身亡，美莉哀思欲尽。萨姆变作鬼魂，发现卡尔是致使他灭亡的幕后筹谋，而为了盗取银行里的巨款，他又对美莉睁开寻求，以便取得萨姆所把握的暗码。为了庇护美莉，萨姆经常浪荡于她的四周，并垂垂地学会了若何利用气力，但他苦于没法同美莉交换。在能与鬼魂沟通的灵媒奥塔的帮忙下，他与美莉获得联系，但美莉开初其实不相信，直到事实令她感触感染到萨姆的存在，可是，深深相爱的两人仍没法直接接触和交换。

Brij Mohan (36), a hosiery shop owner in a busy Delhi market, desperately wants to change his life. He is fed up of his ball-crusher wife and mounting debts. In order to escape his wretched life, he changes his appearance and adopts a new identity as Amar Sethi, but ends up mitting a botched up murder. He runs off with his young girlfriend, hopeful of making a new beginning. Instead, as luck would have it, he finds himself trapped in a web of his own Karma.